Enjoy Quick Access to Convenient Credit

Get 6-month financing with absolute 0% interest!

Apply Now
Get a Credit Decision In Seconds
Just answer a few quick questions, and you’ ll know within seconds if you’re approved.
No Annual
Buy now and pay over time year round with no annual fee.
There When You Need It
If approved, PayPal Credit is automatically added to your account with PayPal. Check out in just a few clicks with no card numbers or expiration dates.
  • Step 1     Select PayPal as your payment method

    After going through and selecting PayPal as your payment method, you will be directed to PayPal website.

  • Step 2     Log in to your PayPal and apply for PayPal Credit

    At PayPal confirmation page, look for PayPal Credit and click to apply. Get a credit decision in seconds!

  • Step 3     Pay over 6 installments

    If approved, you are able to shop instantly with PayPal Credit right from your PayPal account.


1.Minimum monthly payments are required.

2.Interest would be charged from your PayPal account if you failed to pay in full within 6 months.

3.See more details on PayPal Terms & Conditions.